Key Features & Benefits of Kotak Zero Balance Savings Account:
- Earn 6% p.a. interest on savings account balance over 1 lakh and up to 1 cr.
- Earn 5% p.a. interest on savings account balance up to 1 lakh.
- Earn 5.5% p.a. interest on savings account balance above 1 cr.
- No min. balance commitment.
- Free online fund transfer.
- Applicable for Resident Accounts only.
- Interest rates are subject to change from time to time.
Complete 3 simple steps and get your Kotak 811 zero balance Savings Account instantly. More Benefits with Kotak 811 Savings Account –
- Avail Special Fixed Deposit Rates @ 7.35% p.a. for 390 Days.
- Everyday Specials :
Monday – Reliance Digital – Offer: 5% Instant Discount, Minimum Transaction INR 10,000 and Max Cashback INR 2,000 Only in Mumbai Stores
Tuesday – TataCliq – Offer 10% Instant Discount on Minimum Transaction INR 5,000 and Maximum discount: Rs. 1,000
Wednesday – BigBasket – Offer- 10% Instant Discount on minimum order Rs.1500, maximum Discount of Rs.300
Friday – GoIbibo – Flat INR 1,200 cashback on Domestic flight Bookings Minimum booking Rs.6,000
Saturday – PVR – Buy One Get One Free
Sunday – Jabong – 10% Cash Back on Minimum Transaction of Rs. 4999, maximum cashback of Rs. 750
About 811 Kotak Savings Account:
‘Kotak 811’ is a full-service digital banking ecosystem available to you on mobile. The essence of 811 kotak is to bring to you all facilities from zero balance savings account to seamless shopping, travelling and entertainment experience under one umbrella of 811 Kotak. Now you only need one app. Just fill in the details and experience mobile online banking like never before. Open 811 Kotak Mahindra Bank account ASAP.
You can open a zero balance digital bank account, Kotak 811, without any paperwork or even without stepping out of your home. Experience over 100 features including managing all your financial transactions, sending and receiving money through NEFT, IMPS and RTGS, shopping online via Flipkart, booking movie tickets via PVR, flights and hotel rooms via Goibibo and much more. The mobile banking app of 811 Kotak is also BHIM UPI enabled, you can instantly transfer money online without adding any additional bank information.
Not a Kotak Savings Account customer yet?
Open a zero balance savings account known as Kotak 811 instantly. All you need is your PAN number.
Your 811 savings account offers you:
• Up to 6%* interest p.a.
• Zero balance account
• A Virtual Debit Card to shop online
• Free online transfers
And that’s JUST the savings account. There’s so much more you can do (more than 100 features!) with the best-in-class 811 app mobile banking app:
• Transfer funds easily & on the go, without having to register a beneficiary
• Track all your Banking Transactions all in one place
• Transfer money instantly through BHIM UPI (Unified Payment Interface)
• Book train tickets using IRCTC
• Shop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless payment
• Recharge your mobile & DTH subscriptions with ease
• Use mobilePay for your offline/instore payments
• Purchase and redeem Mutual Funds and keep track of your investments
• Apply for Kotak Credit card through app
• Regenerate your Debit and Credit card PINs
• In case of loss, temporarily switch off your Kotak debit card for security purpose
• Switch on/Switch off international usage of your Kotak debit card
• Pay Credit card bill online
• Check your bank account statement
• Check your account balance
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture
• If you are not a Kotak customer and want a Kotak 811 account all you need is your PAN details.
• If you are an existing customer, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.