Earn Up to 9.6% interest on Jana Fixed Deposit

Jana Small Finance Bank ensures that your earnings grow effortlessly with a variety of Fixed Deposits. Multiple interest payout options, along with attractive FD interest rates make Jana Fixed Deposits the best investment for your hard-earned money. Jana Small Finance Bank also offer higher interest rates for senior citizens. Invest now and give a boost to your earnings.

You have always wished to earn higher returns on your savings. Now we, at Jana Small Finance Bank, ensure that your earnings grow seamlessly with our fixed deposits. So invest today to boost your savings.

Jana FD - Earn Up to 9.6% interest - Apply Now

Jana FD interest rates- Earn Up to 9.6% interest on Jana Fixed Deposit

PeriodFD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of > Rs 15 lakhsRegular FD Interest Rate (p.a) on deposit of < Rs 1 crore>Senior Citizen FD Interest Rate (p.a) on deposit of < Rs 1 crore>
7-45 days6.00%6.00%6.60%
46-60 days6.50%6.50%7.10%
61-180 days7.25%7.00%7.60%
181-365 days8.75%8.50%9.10%
More than 1 year and up to 2 years9.00%8.50%9.10%
More than 2 years to less than 3 years9.00%8.50%9.10%
3 years9.25%9.00%9.60%
More than 3 years and up to 5 years8.50%8.50%9.10%
More than 5 years and up to 10 years7.00%7.00%7.60%

^^In case of premature withdrawal of the deposit, penalty of 0.5% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.
Rates are subject to change from time to time.

Terms and conditions apply:

*Period: 3 years
^Calculation of Welcome benefit is based on total value of all offers. The “Top brands” is generic classification.
**Fees and charges are applicable on the card. This card can only be availed by opening Savings Plus account. Please refer to www.janabank.com for more details.
*The above card rates are applicable to deposits less than INR 1 Crore.
*Senior Citizens will get an additional 0.6% interest over and above the FD card rate.
*For interest rates on deposits of INR 1 Crore & above, please contact the nearest branch of Jana Small Finance Bank.
*In case of premature withdrawal of the deposit, penalty as follows will be applied on the applicable rate of interest for the duration which the deposit is maintained with us:

-Fixed Deposit less than INR 100 Lakhs – 0.5%
-Fixed Deposits greater than or equal to INR 100 Lakhs – 1%