Bajaj Finserv Personal Loan up to Rs. 25 lakh With instant approval


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Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

Hassle-free Bajaj Finserv Personal Loan
up to Rs. 25 lakh With instant approval | Personal loan eligibility

Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

Think Speed. Think Bajaj Finserv.

India’s Fastest Personal Loan from Bajaj Finserv Personal Loan

3 mins approval and instant disbursal

Avail our hassle-free Personal Loan to meet all your expenses, be it your dream home, destination wedding,
travel, higher education or medical bills.Enjoy a host of benefits like:
Pay only interest
Unlimited part payments and drawdowns
Line availibility throughout tenor
Also Nil part payment charges
APPLY ONLINE

Bajaj Finserv offers Personal Loans to meet all types of expenses easily whether it is for a leisurely vacation or marriage in the family or emergency medical bill, the Bajaj Finserv Personal loan caters to all sorts of needs and can be easily availed.

Features of Bajaj Finance Personal Loan:

  • It is a multipurpose loan. Applicants can apply for a Bajaj Finserv Personal for various purposes such as a wedding, Home renovation, vacations or funding of certain courses. In short, these personal loans from Bajaj Finserv are issued for expenses which are unavoidable and need to be made on an urgent basis.
  • This Bajaj Finserv Personal loan is issued to all salaried professionals lying between the ages of 25 to 58 years.
  • Bajaj Finserv personal loans are issued for a period of 12 to 60 months depending upon the loan sanctioning terms and conditions.
  • It generally issues Bajaj Finserv Personal loans ranging from a minimum of Rs.1 lakh to a maximum of Rs.18 lakhs. However, the upper limit may also reach as high as Rs.25 lakhs depending upon the applicant’s income and other criterion laid down by the organization.
  • The organization also provides for online application of the Bajaj Finserv Personal loan and easy approval of the loan. The organization approves the loan within 90 seconds and disburses the loan amount within 72 hours of submission of the relevant documents. However, the organization prior to disbursement has to be satisfied by the relevancy of the documents and information provided by the applicant.
  • The organization levies a certain secure fee for online loan requests. This secure fee is refundable in case of non-sanctioning of the Bajaj Finserv Personal loans. Also, if the personal loan has been sanctioned, but the disbursement has not been made within 30 days of the sanctioning, the organization will refund the secure fee in full to the applicant.
  • Secure fee can be paid by ways of a debit card or through internet-enabled online bank account.
  • Bajaj Finserv offers personal loan with pre-approved offers which are available only for existing customers
  • It also provides for full prepayment and part prepayment of the entire Bajaj Finserv Personal loan amount.

Personal Loan Eligibility Details

A personal loan is an unsecured advance offered by both banks and non-banking financial corporations to any eligible individual. It is very important to be aware of your personal loan eligibility details as this will simplify and quicken your application process. Each bank has separate minimum criteria for income, age, employment type, credit score, job status, etc. You will need to meet these criteria in order to apply for a personal loan from a particular lender.

To meet the personal loan eligibility criteria, you will first need to be at least 21 years old and not more than 65 years old. This age limit can vary from bank to bank. Your CIBIL score will also be assessed to assess your eligibility. Preferably, it should be 750 or above. Your lender will also fix a minimum and maximum loan amount as per your repayment capacity and income. Make sure you find out all these details before you apply for a loan.

 

Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

Personal Loan Eligibility

Eligibility criteria varies across lenders depending on the borrower’s profile and relationship with the bank. General requirements and limits are outlined below:

Minimum age limit 21 yrs.
Maximum age limit 60 yrs.
Employment Type Salaried/Self-employed professionals/non-professionals
Employment Status Employed/In-business for at least 2 yrs., at least 1 yr. with current employer/business
Minimum Income Rs.4,000 – Rs.20,000 net income p.m. (varies according to area – usually higher in cities)
Maximum Loan Amount Up to Rs.50 lakhs (Based on income, repayment capacity and existing EMIs)
Credit Score CIBIL score 350 – 900

Bajaj Finance Personal Loan Eligibility Criteria

You can get an approval on your Bajaj Finserv Personal Loan application if you meet our basic eligibility criteria:

  • You must be between 25 and 58 years of age.
  • You must be a salaried individual employed with an MNC, public or private company.
  • You must be a residing citizen of India.

Based on your city of residence, your minimum net salary month should be as follow

Rs. 37,000/Month for Bangalore, Chennai, Coimbatore, Delhi, Ghaziabad, Gurugram, Hyderabad, Mumbai, Noida, Pune, Surat, Thane
Rs. 32,000/Month Ahmedabad, Chandigarh, Cochin, Jaipur, Kolkata, Nagpur
Rs.27,000/Month Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag, Trichy, Calicut, Bhopal, Goa, Kolhapur, Raipur, Vapi, Jamnagar, Jodhpur, Lucknow, Rajkot

Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

Bajaj Finserv Personal Loan, Bajaj Finance Personal Loan, personal loan eligibility

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