Get Everyday Spend American Express Gold Credit Card and enjoy exclusive benefits right now!
American Express is one of the leading multinational financial services companies in India. Headquartered in New York, Amex has been offering a wide range of financial products with excellent features to the Indian market. From credit cards and insurance to financial services for businesses, Amex offers it all.
The credit cards offered by American Express are known for their loyalty program. Cardholders can earn reward points on their credit card spends and save while they spend. One of the most popular credit cards offered by Amex is The American Express Everyday Spend Gold Credit Card.
Features of the American Express Everyday Spend Gold Credit Card
- American Express Everyday Spend Gold Credit card holders can earn up to 10X MR points if they use their card to shop online, book a cab, buy groceries, or purchase a movie ticket from selected merchants.
- They can also earn 1 MR points for every Rs.150 on other spends. This is not applicable on fuels, utilities, insurance, and cash transactions.
- Get 5% Cashback on your utility bills each time you pay via amexpay.com (up to a maximum of Rs.750 per Card).
- As joining bonus, cardholders also get Rs.500 cashback if they spend Rs.10,000 within 90 days from the membership start date. In addition, get a renewal fee waiver in the second year of Card membership.
- If the cardholder spends over Rs.39,999 on the card in the previous card membership year, the annual fee will be waived in the consecutive year. Most cardholders avail this card for free this way.
- Cardholders can also convert their big purchases into EMIs with 0% Processing Fee, 0% Foreclosure Charges and Low Rate of Interest.
- Cardholders can use their American Express Everyday Spend Gold Credit Card to get exclusive benefits and discounts on flight, hotel, car, dining, and rental bookings.
- Cardholders also get 24/7 free card-related assistance.
- American Express Everyday Spend Gold Credit Card with an inbuilt Zero Liability feature which means that the cardholder is not responsible for unauthorized transactions made on the card. This feature protects the cardholder from fraudulent activities.
- The annual fee for the American Express Everyday Spend Gold Credit is Rs.495 for the first year (If applicable. Amex might waive the first year annual fee from case to case basis) and Rs.495 from the 2nd year onwards (If the cardholder has not spent Rs.39,999 on the card in the previous card membership year) .
- Applicants do not have to submit hard copies of the documents to get an American Express Everyday Spend Gold Credit. Amex follows a paperless approval while issuing this card.
If you always wanted to get an American Express credit card, now is the right time to apply for one. Get in touch with Amex for more details about this card.
Important Terms & Conditions:
- Annual Fees Reversal basis spends
- Eligible spends does not include Cash Advances, Express Cash transactions, drafts made from the Account, Balance Transfers and fees. Cashback will be in the form of statement credit to the Card members’ account within 10 working days of completion of eligible spends.
- Get a cashback of Rs.500 on spending Rs.10,000 in the first 90 days of Card membership, enough to set off your first year Card fee. Plus, second year onwards, get a renewal fee waiver on spending Rs.39,999 in the previous year of the Card membership.
- Membership Rewards Points will be capped at 1,250 per month per Card account under 5X & 10X category and there is no limit on the regular Membership Rewards Points you can earn.
- The Card member will earn 10X and 5X Points for every Rs.50 spent at select merchant partners only. Please note that the merchant partners may change from time to time. To view the list click here. For example, a spend of Rs.50 on an eligible merchant will get you 10 Membership Rewards Points (if merchant is under 10x category) and 5 Membership Rewards Points (if merchant is under 5x category). For Most important Terms and Conditions, click here
Why choose Amex Everyday Spend Gold Credit Card?
The finest Credit Cards take care of your fundamental needs and bring along a whole range of extra benefits that suit your convenience. With American Express Everyday Spend Gold Credit Card, you can get financial flexibility, and enhanced security, which is complemented with Amex’s exceptional customer service on all of the Credit Cards.
Amex Everyday Spend Gold Credit Card provide you extra benefits, just for using them. Also wide-ranging Membership Rewards program lets you choose from hundreds of retailers and service providers so you always get to choose a perfect reward.
Earning Points with the Amex Everyday Spend Gold Credit Card and redeeming them for rewards is easier than ever. Every time you spend with your card, you earn points. You can keep a track of your Points online and redeem them instantly online as well. The more you spend on your Card, the more Points you earn. It’s that simple!
Moreover, many of Amex credit Cards come with select membership benefits. You can enjoy your stopovers at over 1000 airport lounges for free or get complimentary rounds of golf at India’s top courses. You can also avail exclusive discounts at top restaurants and get access to invitation only events across the country. Also read about Kotak 811 Zero balance Savings account.